>> |
04/15/12(Sun)12:16:29 No.2121382$5200/mo.
I'm in the 30% tax bracket, so I get $3,640 withheld, my company takes
6% ($312) out and matches that in my 401(k) at 75 cents to the dollar,
and they take another $50 out for health insurance. Now we're at $3,278.
All bills below are my costs when split with a roommate.
Rent is $840/mo. $2,438 left over. Gas (for car) comes to about $60/mo. $2,378.
Natural
gas comes to about $10/mo, electric varies from $60-$100/mo,
TV/Internet comes to about $54/mo (my roommate and I take a slight
service interruption of 1-2 days a year where we switch the service to
the others name to get the promo prices year round). $144 for those
bills, $2294.
At this point my parents are insuring the car, a
2001 nissan maxima (I'm approximating all these prices because my job
starts in June). It's looking like I'll get a 2001 Toyota Camry with
~100K miles on it. Despite the car being "boring", I'm thankful for it,
because being a male under 25 makes my insurance rates hideous with a
"sports sedan". A regular sedan is a fuck of a lot cheaper. My FICO
score has been groomed to over 760, so I'll pay 40% less for the same
coverage than somebody getting the same coverage, but I'm still
expecting to pay at least $300/mo. I'm going to round it up to $400.
$1894.
I'm planning to set aside another $400/mo for health
expenses. I take a few prescriptions regularly and see a couple
specialists. My insurance will be good, but I take a couple
non-generics. $1494.
I'm setting another $300 aside for miscellaneous expenses. $1194.
I'm
setting another $90 aside per month for extraordinary expenses
throughout the year. $1104. $150 for food (probably ludicrous since work
pays for lunch 80% of the time and I tend not to eat breakfast). $954. |