-MORE APR
INFORMATION- The current promotional
Annual Percentage Rate (APR) offer for cash advance checks and balance
transfers is 5.9% through your first five statement closing dates,
commencing the month after your account is opened. When your minimum
monthly payment is not received by its Payment Due Date, or when the
promotional offer expires, whichever occurs first, your APR for both new
and outstanding cash advance balances (consisting of cash advance check
and balance transfer transactions) will be 12.99% for both the Platinum
Plus or Preferred accounts. MBNA may allocate your payments to
balances (including new transactions) with lower APRs before balances
with higher APRs.
-CONDITIONS-
The information contained in this advertisement was
accurate as of 10/99. The information may have changed after that date.
To find out what may have changed you may contact MBNA America Bank,
N.A., for specific information by calling 1.800.932.2775 or by
writing to P.O. Box 15020, Wilmington, DE 19850. TTY users, please call
1.800.833.6262.
You must be at least 18 years of age
to apply, and you must reside in the United States.
* Neither
cash advances nor balance transfers may be used to pay off or pay down
any MBNAฎ account. MBNA processes balance transfers as cash
advances according to the terms of the Credit Card Agreement. Finance
charges begin accruing on cash advances from the transaction date. There
is no grace period for cash advance transactions.
Important Information If You Are Transferring Balances:
- Type, in order of importance, the
names of the banks or department stores and the amounts you want to
pay. Total amount cannot exceed your credit line.
- Allow at least two weeks from account
opening for processing of your request(s). We'll send you the
balance transfer checks to forward to your creditors.
- Please continue to make minimum
monthly payments on the accounts you designate until the balance
transfer payments appear as credits on those account statements.
- The total value of balance transfers
cannot be more than your available credit line. If the total is
more, MBNA may send you checks valued up to your credit line. These
checks may include full as well as partial payments of the amounts
you indicated.
- Transaction fees are waived on
balance transfers initiated with this application.
** Certain restrictions apply to these
and other benefits described in the benefits brochures sent soon after
your account is opened.
Palladian Travel Services is a division
of MBNA America Bank (Delaware).
-INTERNET PRIVACY
POLICY- This Web site is published by
MBNA America Bank, N.A., the principal subsidiary of MBNA Corporation.
The MBNA Web server automatically recognizes and records domain names,
but not electronic mail addresses. Information gathered may be used to
improve the content of the MBNA Web site. Information supplied to MBNA
via the Internet, such as postal addresses or telephone numbers, may be
used for marketing and/or research and development purposes. Information
provided on applications for credit automatically authorizes MBNA to
review the applicant's credit history, employment history, and/or other
information, and to share with others, if necessary, such information
and credit experience.
Information about you or your account may be shared among MBNA and
its related companies for marketing or administrative purposes. You may
prohibit such sharing of information, other than information pertaining
solely to transactions or experiences between you and MBNA (or an
MBNA-related company), by writing to MBNA at P.O. Box 15342, Wilmington,
DE 19850 and including your name, address, home phone number and the
applicable MBNA account number(s). MBNA is at your service 24 hours a
day, 365 days a year at 1.800.421.2110.
MasterCard is a federally registered service mark of MasterCard International Inc., used pursuant to license.
MBNA America, MBNA, and Platinum Plus are service marks of MBNA America Bank, N.A.
ฉ1999 MBNA America Bank, N.A.
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