Merchant Codes for instore carding Merchant Codes: 00 Approved 01 Refer to Card Issuer 02 Refer to Card Issuer, special condition 03 Invalid Merchant 04 Pick up card 05 Do not honor 06 Error 07 Pick up card, special condition 08 Honor with identification 09 Request in progress 10 Approval for partial amount 11 Approved VIP 12 Invalid Transaction 13 Invalid Amount 14 Invalid card number 19 Re-enter transaction 21 No action taken 30 Format Error 41 Lost card Pick up 43 Stolen card Pick up 51 Not sufficient funds 52 No checking account 53 No savings account 54 Expired card 55 Pin incorrect 57 Transaction not allowed for cardholder 58 Transaction not allowed for merchant 61 Exceeds withdrawal amount limit 62 Restricted card 63 Security violation 65 Activity count limit exceeded 75 Pin tries exceeded 76 Unable to locate previous 77 Inconsistent with original 78 No account 80 Invalid transaction date 81 Cryptographic PIN error 84 Pre-authorization time to great 86 Cannot verify PIN 89 MAC error 91 Issuer unavailable 92 Invalid receiving institution id 93 Transaction violates law 94 Duplicate transaction 96 System malfunction[/b]